Down Payment Assistance
Down payment help that brings home within reach
Down payment assistance programs across Metro Atlanta can help first-time and repeat buyers get into a home with less cash up front. Grants and low-interest loans may be available, and many buyers qualify without ever knowing these options exist. Scan the QR code on this page to check whether you qualify.
The basics
What is down payment assistance?
Down payment assistance is help with the cash you need up front when you buy a home. Across Metro Atlanta, it typically comes in two forms, and neither requires a 20% down payment or a perfect credit score.
Grants
Money applied toward your down payment or closing costs that you do not pay back. A grant can be the difference between "someday" and "this year."
Low-interest loans
A second loan offered on favorable terms, designed to cover what a traditional mortgage does not. Some carry no monthly payment at all.
Every program has its own terms, and eligibility depends on your income, credit, and the home you choose. That is exactly why I walk buyers through their options one by one, with the current rules in hand, instead of leaving you to guess.
Who it is for
It is not just for first-time buyers
A common myth is that down payment assistance only helps people buying for the very first time. In Metro Atlanta, support can reach a much wider circle of buyers, including people who have owned before.
First-time buyers
New to the market? Assistance is often built for you, and it can turn years of saving into a much shorter timeline.
Repeat and move-up buyers
You do not have to be a first-timer. Buyers moving up, relocating, or returning to homeownership may qualify for help too.
Investors and growing families
From a second property to more room for a growing family, there may be support for your next step as well.
The honest way to know what applies to you is to check your situation against the programs that are open right now. That is step one below.
Your eligibility check
Scan to see if you qualify
The fastest way to learn whether down payment assistance can help you is to scan the QR code. Use the camera on your phone, point it at the code, and follow the prompts. It only takes a moment, and it costs nothing to check.
Scan me to check your eligibility
Use your phone camera. It takes about ten seconds.
What happens next
Three steps to a clear plan
Scan the QR code
Point your phone camera at the code on this page and follow the prompts. It takes a moment, and it tells you whether you may qualify.
Tell me what you find
Call, email, or use the form below. Bring your questions and I will help you make sense of what the programs say for your situation.
We build your plan
Together we map your path from eligibility to pre-approval to closing, so the whole process feels clear, honest, and supported.
Keep learning
More help for the road ahead
First-Time Buyer Hub
Program details, affordability, and a ten-step checklist for your first home.
Read moreBuying Guide
The full step-by-step process from pre-approval to keys.
Read moreDPA article
A closer look at how down payment assistance works across Georgia.
Read moreFAQ
Quick answers to the questions buyers ask before they call.
Read moreLet's find out what you qualify for
Scan the code, then bring your questions to a free, no-pressure conversation. Whether it is your first home or your next one, I will help you see what is possible. Talk to you soon.
Request my eligibility check
Tell me a little about your goals and I will help you make sense of your options.
Thank you, talk to you soon!
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